Estimates are for educational purposes only. Actual fines vary by county and circumstances. Learn more
Last updated: June 2026

How we calculate these estimates: Figures combine each state's statutory base fine, per-mph-over surcharge, and typical court fees into a single estimated range. We do not add county-, city-, or municipality-specific surcharges, which can push the real total higher or lower.

Actual fines vary by county, municipality, and court, and are set at the discretion of the presiding judge. These estimates are for planning purposes only — always confirm the exact amount on your citation or with your local court before paying.

Hawaii Speeding Ticket Calculator

Key Takeaway

Speeding ticket costs in Hawaii depend on your speed, location, court fees, and state-specific penalties. This guide explains estimated fines, possible license points, insurance impacts, and available options after receiving a speeding ticket in Hawaii.

For drivers in Hawaii who received a speeding ticket and want to understand total cost — fine, court fees, points, and insurance impact — before their court date.

Estimate your fine, license points, and reckless driving risk for Hawaii. State pre-selected.

60 mph

Max highway speed

$230

Typical 10 over fine

30 mph

Over = reckless risk

📍 Hawaii Pre-selected
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Hawaii Speeding Fine Reference (Highway)

Speed Over Limit Typical Fine Range License Points Risk Level
+5 mph $190 – $266 2 pts Low
+10 mph $230 – $322 2 pts Low
+15 mph $270 – $378 3 pts Moderate
+20 mph $310 – $434 3 pts Moderate
+25 mph $350 – $490 4 pts High
+30 mph $390 – $546 5 pts Reckless

Ranges include estimated court fees and surcharges. Actual fines vary by county. Not legal advice.

Understanding Speeding Fines in Hawaii

Hawaii's 60 mph maximum speed limit reflects the island geography, dense residential areas near highways, and tourism management concerns. The per-mph fine rate is high relative to the limited road network, and courts across the islands maintain strict enforcement particularly on the H-1 interstate corridor on Oahu, which handles the majority of the state's traffic volume.

In Hawaii, going 10 mph over the speed limit on a highway typically results in an estimated fine of $230–$322, including court costs and administrative fees. The fine increases to approximately $310–$434 for 20 mph over and $390–$546 for 30 mph over. Road type significantly affects your total: fines in school zones are multiplied by 2.5×, and construction zone fines are doubled.

A Hawaii speeding ticket consists of a base fine of $50 plus $8/mph over the limit, with an additional $100 in court costs and administrative surcharges. For example, going 15 mph over the speed limit would cost approximately $270 before road-type multipliers are applied. These figures reflect typical statewide fine schedules; exact amounts vary by county.

Key Hawaii Speeding Laws

  • Hawaii's maximum highway speed limit is 60 mph — the lowest in the United States — making speeding violations start at a lower baseline than other states.

  • Hawaii does not use photo-radar enforcement; all citations are issued by officers, and contested citations go to District Court.

  • Highway Trust Fund surcharges apply to all traffic fines in Hawaii, adding a fixed surcharge on top of the base fine.

License Points in Hawaii

Hawaii uses a point system to track driver violations. A standard speeding infraction typically adds 2–4 points to your Hawaii license depending on the severity. Accumulating 12 or more points within 2 years triggers a license suspension or mandatory DMV hearing.

Beyond license points, a speeding conviction in Hawaii typically raises auto insurance premiums by 20–35%, with the surcharge lasting 3–5 years. The total long-term financial impact of a single speeding ticket — including fines, court costs, and insurance — commonly exceeds $1,000–$1,500 over the surcharge period.

Tips for Hawaii Drivers

Hawaii's traffic court system generally allows first-time offenders to request traffic school in lieu of a full conviction. The Hawaii Driver's Manual notes that completion of a state-approved course can result in point reduction. Given the high per-mph fine rate, a $75 driving course that prevents 8+ points and an insurance surcharge is almost always financially worthwhile.

If you are stopped for speeding in Hawaii, be polite and cooperative with the officer. Anything you say can be referenced in court. Before paying a ticket online, consider whether contesting it or requesting traffic school produces a better financial outcome — the insurance savings over 3–5 years typically far exceed the inconvenience of a court appearance.

Hawaii at a Glance

Updated Jun 2026
Max highway speed
60 mph
School zone speed
15 mph
Reckless driving
30+ mph over
Base fine
$50
Per mph over
$8
Court fees
~$100
Suspension threshold
12 pts / 2yr

What to Do After Getting a Speeding Ticket in Hawaii

  1. 1

    Remain calm at the stop

    Be polite and cooperative with the officer. Provide your license, registration, and proof of insurance. Anything you say can be referenced in court.

  2. 2

    Review the citation for errors

    Check the date, location, vehicle description, and posted speed limit. Clerical errors on the citation can support a dismissal request in Hawaii traffic court.

  3. 3

    Know your response deadline

    Most states require a response within 30 days. Ignoring the ticket leads to late fees, license suspension, and a potential hold on your vehicle registration.

  4. 4

    Evaluate your options

    You can pay the fine (admission of guilt), request traffic school (available for most first-time offenders in Hawaii), or contest the ticket in court for a possible reduction or dismissal.

  5. 5

    Consult an attorney for serious charges

    For reckless driving, commercial license risk, or potential suspension in Hawaii, legal counsel often costs less than one year of insurance surcharges.

Ways to Fight a Speeding Ticket in Hawaii

Request traffic school / defensive driving

Available in most states for first-time offenders. Completing an approved course typically prevents the conviction from appearing on your record, blocking any insurance surcharge.

Challenge radar or laser calibration

Request the calibration records for the speed-detection device used. Expired certification or improper calibration can invalidate the citation entirely.

Negotiate a non-moving violation plea

A traffic attorney can often reduce a speeding charge to a non-moving violation (no DMV points, no insurance impact) — worth thousands in avoided premiums over 3–5 years.

Request a deferred judgment

Available in many states for first-time offenders: the charge is dismissed after a clean 6–12 month period. Must be requested at a court appearance — not available through online payment.

Appear in court rather than pay online

Paying online is an admission of guilt. Appearing in person — even without an attorney — almost always produces a better outcome, from reduced fines to alternative sentencing.

How Speeding Tickets Affect Insurance in Hawaii

20–35%

Average premium increase after a speeding conviction

3–5 yrs

How long the insurance surcharge stays on your policy

$800–$2K

Typical total insurance increase per speeding conviction

How insurers learn about your ticket

When your policy renews (typically every 6–12 months), your insurer runs a Motor Vehicle Record (MVR) check. Any new convictions since the last check can trigger a premium increase. Traffic school prevents the conviction from appearing on the MVR — blocking the surcharge entirely.

The true cost calculation

If your annual premium is $1,200 and a ticket causes a 25% increase, that's $300/year extra — or $900–$1,500 over the surcharge period. On a $250 fine, the insurance cost alone is 3–6× the citation amount. Traffic school (typically $25–$75) is almost always financially worthwhile for first-time offenders.

Frequently Asked Questions — Hawaii Speeding Tickets

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Hawaii Speeding Laws

  • ⚖️HRS § 291C-101 — No person shall drive a vehicle at a speed greater than is reasonable and prudent under the conditions and hazards then existing
  • ⚖️HRS § 291C-102 — Posted speed limits: 60 mph maximum statewide (Hawaii has no interstate freeways with 65+ limits), 55 mph on highways, 45 mph on suburban arterials, 25–35 mph residential, 15–25 mph school zones
  • ⚖️HRS § 291C-103.5 — Enhanced penalties for speeding in designated highway work zones; fines doubled when workers are present
  • ⚖️HRS § 291C-105 — 15–25 mph limits in school zones; flashing beacons or crossing guard presence triggers reduced limit enforcement
  • ⚖️HRS § 291C-102(b) — Exceeding the speed limit by 30+ mph is a petty misdemeanor; Hawaii Revised Penal Code fines up to $2,000 and/or 30 days imprisonment

Hawaii Speeding Fine Schedule

MPH Over Limit Base Fine Est. Total w/ Fees Notes
1–10 $97–$157 Lowest tier; no suspension risk for isolated first offense; Hawaii Judiciary bail schedule sets exact amounts
11–20 $157–$257 Mid-range tier; significant insurance impact; court appearance may be scheduled rather than bail-in option
21–30 $257–$357 High tier; court appearance required in some circuits; approaching petty misdemeanor threshold
31+ $357–$2,000 Petty misdemeanor under HRS § 291C-102(b); criminal court process; possible jail time; mandatory court appearance

How Much a Hawaii Speeding Ticket Raises Your Insurance

Average rate increase: 22–45% for a standard speeding conviction

How long it stays on your record: 5 years (Hawaii abstract driving record retention period visible to insurers)

Defensive driving discount: 5–10% off base premium for 3 years with court-approved course

Estimated 3-year total cost: $800–$3,000+ over 5 years in added premiums for a mid-range speeding ticket

Hawaii auto insurance rates are among the highest in the US — a speeding conviction compounds an already expensive baseline premium

Hawaii License Point System

Suspension Thresholds:

  • ⚠️12 points in 2 years → 6-month license suspension
  • ⚠️16 points in 2 years → 12-month license suspension

Traffic School in Hawaii

Benefit: Court may allow deferred sentencing upon completion of approved traffic safety course, removing or reducing points

How often: Once every 5 years at court's discretion for deferred sentencing benefit

Eligibility requirements:

Drivers with valid Hawaii license; infraction-level violations; judge must approve deferral; no prior deferral within 5 years

Not eligible if:

Petty misdemeanor-level violations (31+ mph over); CDL holders for commercial vehicle violations; repeat offenders

Speeding Enforcement by City

Honolulu (Oahu) 📷

By far the highest enforcement volume in the state — over 70% of Hawaii's population is on Oahu. Active enforcement on H-1 Freeway, H-2, H-3, Kalanianaole Highway (Route 72), and Kamehameha Highway. Honolulu Police Department has dedicated traffic enforcement. Speed cameras deployed in select school zones.

Hilo (Hawaii Island)

Big Island enforcement hub — Hawaii Belt Road (US-19, US-11), Route 130, and Saddle Road (Route 200) enforcement corridors. Hawaii County Police Department. Lower traffic volume but active enforcement; tourist drivers frequently cited on volcanic park approach roads.

Kailua-Kona (Hawaii Island)

Resort corridor enforcement — Queen Ka'ahumanu Highway (Route 19) is a primary patrol zone. Speed limits 55 mph on this highway. Konawaena and Palani Road intersections frequently monitored. HPD West Hawaii Division.

Kahului (Maui)

Maui's main commercial hub — Hana Highway (Route 36), Mokulele Highway (Route 311), and Kuihelani Highway (Route 380) enforcement zones. Maui Police Department. Hana Highway is a documented ticketing zone for tourists driving too fast on the narrow winding road.

How to Fight a Speeding Ticket in Hawaii

Common defenses:

  • Radar or LiDAR device calibration certificates and maintenance records
  • Officer training and certification for speed measurement device
  • Posted speed limit sign accuracy or placement challenge
  • Traffic conditions (crowded highway making lock-on of defendant's vehicle uncertain)
  • No-contest plea with request for deferred entry of judgment

Payment deadline: Printed on citation — typically 21 days to pay bail or request a hearing